Certificados de depósito

Obtener altas tasas de interés en términos garantizados: una excelente forma de ahorrar

Están disponibles certificados de depósito regulares e IRA (cuenta para el retiro). Escoja entre cualquiera de los siguientes tipos de certificado de depósito:

Certificados de depósito

Los términos están disponibles desde 91 días hasta 12 años. Todos ofrecen tasas de interés competitivas.

CD Rates

Description Interest
Rate		 APY
1-2 Month 0.55% 0.55%
3-4 Month 0.55% 0.55%
5 Month 0.55% 0.55%
6 Month 0.60% 0.60%
7 Month 0.60% 0.60%
8 Month 0.60% 0.60%
9 Month 0.65% 0.65%
10 Month 0.65% 0.65%
11 Month 0.65% 0.65%
12 Month 0.80% 0.80%
12 Month Variable $1,000 - $4,999 0.85% 0.85%
12 Month Variable $5,000 - $9,999 0.85% 0.85%
12 Month Variable $10,000 or more 0.85% 0.85%
13 Month 0.80% 0.80%
14 Month 0.80% 0.80%
15 Month 0.85% 0.85%
16 Month 1.00% 1.01%
17 Month 0.85% 0.85%
18 Month 0.95% 0.95%
19-22 Month 1.00% 1.01%
23 Month 1.44% 1.45%
24 Month Bump-Up 1.29% 1.30%
24-29 Month 1.29% 1.30%
30-35 Month 1.44% 1.45%
3 Year 1.88% 1.90%
42 Month 1.98% 2.00%
4 Year 2.13% 2.15%
54 Month 2.32% 2.35%
5 Year 2.52% 2.55%
6 Year 2.52% 2.55%

CD Disclosure

Member FDIC. Rates subject to change and may be withdrawn without notice. Annual Percentage Yield (APY) is in effect as of this publication date and assumes principal and interest remain on deposit for term stated. Minimum deposit required for CDs is $500. Minimum deposit required for IRAs is $250. Penalty may apply for early withdrawal. Certificate of Deposit rates can be applicable to IRA accounts. Fees could reduce earnings on the account. In addition, for bump up CDs a one-time rate adjustment is permitted anytime during the original term. When exercising the bump-up option, the term must be the same as the term of your original bump-up CD. Bump-up CDs will renew into CDs not permitting a bump-up of the interest rate. New money may not be added when exercising your bump-up option. The 24 month bump-up CD requires a $1,000 minimum deposit and the rate may change after the account has opened. The 12 month variable rate CD requires a $1,000 minimum deposit and the rate may change after the account has opened. Retail accounts only. Variable rate CD may not be opened as an IRA.

For current rate information or Account Agreement Disclosure information, please call our Customer Service Department at 1.800.752.8400.

Certificado de depósito IRA

Escoja entre las varias opciones en certificados de depósito IRA que le ofrece Lafayette Ambassador Bank:

  • Cuenta IRA de mercado de dinero
  • Certificado de depósito IRA con tasa fija
  • Cuentas IRA tipo Roth y educativas

Le ofrecemos tasas de interés competitivas y la oportunidad de que ahorre para los años de su retiro.

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